FAQ About Our Health Insurance Services

Q: What types of health insurance plans do you offer?
We offer a variety of plans including individual and family plans, employer-sponsored plans, Medicare supplements, and short-term health insurance options tailored to fit different needs and budgets. We work with over 30, AM Best A+ rated carriers.

Q: How do I know which health insurance plan is right for me?
Choosing the right plan depends on factors such as your health care needs, preferred doctors, budget, and whether you want lower monthly premiums or lower out-of-pocket costs. Our experts can help assess your situation and recommend the best options.

Q: How do deductibles and copays work?
A deductible is the amount you pay out-of-pocket before your insurance starts covering costs. Copays are fixed fees you pay for services like doctor visits or prescriptions after meeting your deductible, depending on your plan details.

Q: What is the difference between an HMO and a PPO plan?
HMO (Health Maintenance Organization) plans require you to use a network of doctors and get referrals for specialists. PPO (Preferred Provider Organization) plans offer more flexibility to see out-of-network providers but may come with higher costs.

Q: What if I need help understanding my benefits?
Our insurance specialists are available to explain your benefits clearly, help you navigate claims, and answer any questions you have about your coverage.

For personalized assistance or further questions, please reach out to Bobbi Cintron Insurance. We are here to help you find the best health insurance solutions for you and your family.